“A house is made with walls and beams; a home is built with love and dreams.” - Ralph Waldo Emerson
Rebuilding Waterfront South, One House at a Time
Your New Home Awaits!
Your new home is a turning point- a dream realized and a place to call your own! Owning is often less expensive than renting, and building equity through homeownership creates financial stability for years to come. While owning a home is the primary way Americans create generational wealth, there are profound disparities in homeownership rates among different racial and ethnic groups throughout New Jersey. Each new home created by Heart of Camden is financial security for the homeowner, and also builds a healthier more equitable community.
Heart of Camden builds affordable, homeownership housing in the Waterfront South neighborhood of Camden, a historic neighborhood with many amenities, including:
99 seat theater for live plays
Art gallery and art studio space
Community Gym
Large urban park about to receive several million dollars improvements
Various churches and services
To learn more about the above neighborhood amenities and more, visit https://waterfrontsouthcamden.com/.
Rehabbed Homes
Our rehabbed homes are currently priced at $125,000. First time homebuyer grants/down payment assistance programs are often available to reduce upfront costs.
Heart of Camden purchases vacant properties that blight the neighborhood and conducts a full house rehabilitation, creating a brand new house ready for you to move in! Each rehab receives all new wiring, plumbing, windows, interior finishes, HVAC central heat and A/C, dishwasher, range oven, laundry hookup, and more!
1.5 baths
3 bedrooms. Luxury vinyl plank flooring in common spaces and hallways, with carpeted bedrooms.
Dishwasher and stove provided, with hookups for in-unit laundry and refrigerator
The average rehabbed home is around 1,200 sqft
New Construction
New Construction Information:
Currently priced at $150,000
First time homebuyer grants/down payment assistance programs are often available to reduce upfront costs
3 bedrooms
1.5 bath
Brand new construction, all new electric, HVAC, plumbing, roofs, and finishes
Average around 1,750 square feet
Appliances: Dishwasher and stove provided, with hookups for in-unit laundry and refrigerator
Luxury vinyl plank flooring in common spaces and hallways, with carpeted bedrooms
Your Journey to Homeownership Starts Here
Information to know about the Application:
Must provide current mortgage approval for $125,000- $150,000)Must provide current mortgage approval for $150,000 & meet income limits guidelines below
Household Income Limits (per household size)
1 person: $48,174-$64,232
2 person: $55,056-$73,216
3 person: $61,938-$81,368
4 person: $68,820-$91,520
5 person: $74,325-$98,842
If you are interested in applying for a Heart of Camden home, please fill out the form below. Once the form is submitted, you will be directed to check your email for the Heart of Camden Housing Application form which you will be required to fill out so that we have the necessary information to the move you through to the next step in the housing process.